Finance for building the property, not just buying the land.
Construction finance is generally released progressively as the build reaches agreed stages, subject to lender requirements.
Construction finance is generally released progressively as the build reaches agreed stages, subject to lender requirements.
Construction finance is different from a standard property purchase. Funding is generally released progressively as construction reaches agreed stages, subject to lender requirements.
DVELOP helps you plan for each drawdown and understand how interest and repayments work through the build.
Construction finance may involve
- Land purchase and construction contract
- Valuation and progress payments
- Builder requirements and council approvals
- Lender inspections
- Interest during construction
- Contingency and variations
Before construction begins
The funding structure should be considered alongside the full picture of the project.
- Total project cost
- Available equity
- Construction budget and contingency
- Expected completion value
- Loan structure and repayment strategy
Things to weigh up
Fixed-price building contracts and drawdown schedules
Interest during construction
Contingency for variations
Property-led finance, structured around your goals.
Clear advice, from first conversation to settlement
Understand your position
We start with your goals and the numbers behind them, then explain the options in plain language.
Match the right structure
We consider suitable lending pathways and recommend a structure with the reasoning made clear.
Manage the process
We handle the application detail and keep you informed on what happens next through to settlement.
A simple process, even when the finance isn't
Talk to us
Tell us what you want to do and the basic numbers behind it.
Compare your options
We assess the scenario, structure and suitable lending pathways.
Apply with confidence
We prepare and manage the application, keeping it clear throughout.
Settle and review
We stay in touch and review your finance as your situation evolves.
Explore related home finance options
Home Loans
The right home loan depends on more than the advertised interest rate — it should fit the purchase, not just the application.
Learn moreFirst Home Buyers
Deposits, borrowing capacity, government schemes, stamp duty and LMI — we help you understand the finance side before you commit to a property.
Learn moreRefinancing
A different lender may offer a lower rate, but the real question is whether changing the loan improves your overall position.
Learn moreBridging Loans
Bridging finance may help you purchase a new property before selling an existing one, where settlement timing does not line up.
Learn moreDebt Consolidation
Combining eligible debts into a single facility can simplify repayments — but it is not automatically beneficial, and the structure matters.
Learn moreCommon questions
Speak with a DVELOP broker for guidance tailored to your circumstances.
Discuss Your Build
Tell us what you’re looking to finance. We’ll start with the right questions and keep the process clear.